Cost of Living Resilience Fund

Supporting Social Sector projects in deprived areas of England to help their communities during the cost of living crisis

The Cost of Living Resilience Fund provides match funding for social sector organisations running services to help people struggling with the rising cost of living.

The fund aims to increase sustainability in these organisations by supporting them to deliver projects which increase enterprise activity to build organisational stability and resilience.

The programme is funded by Access – The Foundation for Social Investment who focus on ensuring charities and social enterprises can access the finance they need. 

About this fund

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Cost Of Living Resilience Fund
Cost of Living Resilience Fund
Get up to £50,000

Funding for social sector organisations to support communities struggling with the cost of living crisis through enterprise development projects.

You need a crowdfunding project to apply for funding. Start or continue adding your project and, if eligible, you'll be prompted to apply.

Criteria

The Cost of Living Resilience Fund supports social sector organisations in areas of deprivation providing services to support people struggling with the rising cost of living. The fund aims to increase sustainability in these organisations by supporting them to deliver projects which build organisational stability and resilience to deliver. The below is a summary of the key criteria.

To be eligible to apply for match funding your organisation must:
  • Be one of the following types of organisations: Charitable Incorporated Organisation, Community Benefit Society, Community Interest Company Limited by Guarantee, Community Interest Company, Company Limited by Guarantee, Co-operative Society.
  • Bring in over 33% of its income through trading activities.
  • Be based in and support communities in areas of deprivation in England, as measured using the Indices of Multiple Deprivation (IMD).
  • Provide services supporting people with the cost of living.

The types of services being delivered may include (but are not limited to):
  • Provision of advice, in particular debt and financial advice.
  • Provision of warm spaces over winter, linked to the provision of wider advice & support services.
  • Provision of no or low cost food, through food banks or food delivery boxes.
  • Support with housing needs whether that be through advice to those made homeless, provision of low/no cost home furnishings or provision of housing itself.
  • Access to transport to enable people to access shops or facilities and employment.

The project being delivered through the funding will need to demonstrate how it will build organisational stability and resilience to deliver services. Examples may include:
  • Refurbishment of premises to better serve the community and increase delivery capacity.
  • Development of a new service or product to bring in additional revenue.
  • Investment in current activity to allow growth or expansion of services.

Applications which are seeking funding simply to deliver business as usual will not be eligible.

Match funding criteria
To receive match funding (once approved), the following conditions must all be met:
  • All pledges made by supporters, up to a maximum £150 pledge, will be matched by the Cost of Living Resilience Fund at a rate of 2:1 or 3:1 match funding depending on IMD.
  • Only one donation per supporter will be matched.
  • Projects must reach their target by the end of their initial fundraising period to receive match funding.
  • Projects must receive pledges from a minimum of 25 unique supporters to receive the match funding.
  • The maximum match funding a Project can receive from The Cost of Living Resilience Fund is determined by IMD:

i. IMD 1-3: Projects with an IMD score of 1-3 will receive match funding up to a maximum of 75% of the initial project target

ii. IMD 4-5: Projects with an IMD score of 4-5 will receive match funding up to a maximum of 66% of the initial project target

  • The maximum match funding for all Projects is £50,000.
  • The match fund will be distributed on a first come first served basis. Matching will stop automatically when the funds are fully allocated.

Please read the full Eligibility Criteria before applying.

Projects will be required to agree to the Terms and Conditions.

How to apply to this fund

Start by setting up a crowdfunder project, if eligible you will be able to apply

Projects supported by the Cost of Living Resilience Fund

Crowdfunding in 60 seconds

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Start a new project on Crowdfunder, tell us the basics and a rough outline of your story. Then we can show you funds that you may be eligible for.

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Cost of Living Resilience Fund is supported by

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